During the game, players will try to gain Contracts by having the most money each round or by using Merchant’s skills. The first player to gain a required number of Contracts is the final winner. There are 15 merchants (12 merchants in the 2018 version of Hội Phố) with 15 unique skills and 5 Ship Cards. Players play a card simultaneously and compare reputation, the players who have the highest and second highest reputation merchant gain money while the lowest merchant triggers skill.

Each round contains 4 turns (Player plays 4 out of 5 cards in hand). In a 5 player game, there are only 3 turns per round. Money and cards in hand are always hidden (unless the player is required to reveal it).

Each Turn has the following steps:

- Put a card facedown

- Reveal a card

- Resolve and reward

After finishing the last turn (the 4th turn in a game of 3-4 players or the 3rd turn in a game of 5 players), the round ends.

All players reveal their money and the player with the most money gains 1 Contract card (the top one of the contract deck)